David Giertz Gives Expert Advice On The Value Of Advising Clients On Social Security

David Giertz, President of Nationwide Financial’s sales and distribution is an expert in the field of Finances. He has achieved extensive profit growth since becoming President at Nationwide. David has shown his skills financially, by leading his division in growing Nationwide Financial’s sales in annual revenue by more than 6.2 billion dollars David Giertz has more than 3 decades of innovative experience in the field of finances and has proven himself to be an immediate asset to Nationwide Financial.

David Giertz is well educated, first receiving his BS Millikin University, before graduating with an MBA from the University of Miami. He is an educational leader, and a Certified Business Coach with the World Association of Business Coaches. He has received the distinguished world class Gallup associate engagement score for motivating a 83:1 engaged to disengaged employee ratio. He is proud to have furthered leadership education through certifying more than 100 business leaders as Certified Business Coaches.

David Giertz recently was interviewed by Veronica Dagher of WSJ, of Wealth Adviser, to share about how important it is for advisers to talk about social security.

It has been reported that not enough advisers are having open conversations about social security. David Giertz shared that he was involved with the Nationwide financial Retirement Institute in conducting a survey which reported that most people say that their advisers are not talking to them about social security benefits. This is very important to look at from an advisers stand point.Especially when you are looking at it from a retention perspective. 4 out of 5 people in the Nationwide financial Retirement Institute survey reported that they would change advisers if their adviser was not openly talking to them about social security.

Why are advisers avoiding the topic of social security?

Expert David Giertz believes that the topic is just very complex. Take into consideration that the official social security handbook has 2,700 rules. That is a lot to comprehend. Part of the issue is just understanding and having confidence around all those rules involved.

Why do advisers really need to take an interest in social security advice?

For client retention. Clients really will move on if you, as an adviser do not take an interest in this. When you think about a retirement plan process, social security could make up to 40% of a persons retirement. That is a big part. It has also been discovered through the financial Retirement Institute survey is that those who turn on their social security too early could lose over $300,000 over 25 years. That is $12,000 dollars a year, or up to $1,000 dollars a month. That is a substantial loss. In that context you can see that is important to optimize your social security income. That gives a lot to advisers to think about…


Adam Milstein a very successful entrepreneur and a columnist at JNS press recently shared his views on radical Muslims and radical leftists. As Milstein says, these two groups originally could not stand each other much less work together as a unit. The radical Muslims used extreme forms PD punishment that the radical leftists were against. They often stoned their women to death and oppressed them, and they also killed men who were gay and didn’t care about the minority groups of people among them. This slow union among the two groups brought together North America and Europe as they were considered the common enemy amongst the two radical groups. Visit Hager Pacific website to know more about Adam Milstein.

Adam Milstein stated that this common hatred for the western countries came about as a result of their influence which was not in agreement with their normal way of life. The values brought by the west included freedom of speech, and they were also expected to be tolerant by embracing the pluralistic nationalism way of life.

The major problem is that the extreme leftists view Muslims in one way: that they are a people who are oppressed by their colonialist who is Israel. They don’t discriminate among the radical Muslims or the mainstream Muslims. Both groups have the notion that Israel and its Jews nationals are the beginning of all the problems being experienced in the Middle East and the world at large. Get details on Adam Milstein at milsteinff.org.


Linda Sarsour is a celebrated feminist in the alliance. She celebrates the sharia law which Adam Milstein wonder why she is a celebrated feminist in the first place. Linda congratulated Sirad Wajjah who participated in the world trade center bombing as her starting statement for her speech against Donald Trump. As Adam stated in the article, the radical Muslims are very determined to ruin and make Israel fall as a nation. They are using every avenue possible to reach their ultimate goal.

Adam Milstein is currently a managing partner with Hager pacific properties where he is taking care of the firm’s finance and their property management. He graduated from Technion an Israeli technological institute with a bachelor of science in business and economics, and he has a master’s in business administration from the University of Southern California.

Check: https://www.linkedin.com/in/adammilstein