Some families inherit a fortune and are able to live comfortably for the rest of their lives without doing any work, creating any legacies for themselves, and they simply live off of the coat-tails of their relatives. Others like Flavio Maluf have worked their way up to the top and decided to earn respect rather than go along for a ride.
The Maluf family has always been heavily involved in producing the Eucalyptus tree, and selling its beautiful wood to the world. In fact his grandfather owned one of the largest plants in all of South America during the 1950’s at one point. But it wasn’t until recently that the company Eucatex, which is now headed by Flavio Maluf, have had a eco-friendly first approach to business. The genius and wonderful nature behind Flavio is that he love the environment so much and wants to share his passion for it with the world. His company was in fact the very first to sell eco-friendly goods to The Home Depot at the turn of the century. Read more about Flavio Maluf on Crunchbase
Many benefits come from the Eucalyptus plant in terms of health and medicinal healing. Eucalyptus is a great anti-bacterial and anti-viral plant, and is used to treat chronic cough, and the peppermint oil derived from it reduces nerve pain in many cases. Eucalyptus trees are found naturally throughout Australia and Brazil, and so it is no wonder that Eucatex has been able to thrive due to the tree’s demand.
Flavio first joined the company in 1987 on the trading side of operations, and by 1996 his uncle invited him onto the corporate level. From there his charisma and love for the planet shown through, and by 2005 he became the president. Flavio has been working with the government of Brazil to get subsidies and tax benefits by changing up his plant locations to the areas of the country which benefit Brazil where the people most need jobs.
Kevin Seawright began his career by serving the government through various positions. After his high school graduation, he was able to secure a place at the Aleda University, and he graduated with MBA and later an Executive Leadership course from the University of Notre Dame Mendoza College of Business. Currently, Mr. Kevin is the Chief Operating Officer and the Managing Partner at Real Property Solution LLC. After his graduation from College Seawright got a job with the City of Baltimore serving as the Managing Fiscal Officer. His commitment and determination have enabled him to hold several other top positions in the City of Baltimore among them the Department of Recreation and Parks as the Chief Financial Officer, and the Director of Finance for Baltimore’s Department of Housing. Find out more about Kevin at Live Newspaper
Kevin Seawright has vast skills and knowledge in the financial industry in which he has gained from his education and his work experience. He has spent most his years working for the government, and in 2011 he changed to work with the private sector. Mr. Kevin became the Vice President of Tito Contractors a construction organization with their operation offices located in Washington D.C. His service to the public did not end when he took the position in the construction firm; instead, he continued serving the public. He was appointed by Callington Episcopal Life Care Community to serve as the Executive Director of Operations. Newark Economic Development Corporation appointed Kevin as the Executive Vice President and the Chief Financial Officer.
Kevin continues to serve the people of Baltimore City, and he currently oversees all the operations of the firm. Real Property Solutions is a real estate firm which was established with a primary purpose of constructing and also renovation houses in Baltimore. The firm has also been working with first homeowners. The property company is also working to see an increase in homeownership in the City of Baltimore. The financial expert and the real estate worker loves spending his free time with his lovely daughter, and he also loves sports, and he volunteers as a basketball coach Suffolk Virginia Parks & Recreation Department.
Guilherme Paulus is part of an extremely small percentage of people that has attained the level of entrepreneurial success that would bring hope to many entrepreneurs that are still at the beginning stages of their journey for independence. Guilherme Paulus is a Brazilian native that joined the billionaires Forbes list in March of 2013. He had an internship with IBM for a short while when he was still under 20 years old before he realized that computing was not what he wanted. He still managed to benefit from the learning experiences while being a trainee for IBM. Visit Guilherme Paulus at Bloomberg to find out more.
Guilherme Paulus made the billionaire’s list because of the successes of Brazil’s tourism sector. Paulus was responsible for co-founding CVC, the travel agency in 1972. The CVC has become the largest touring operator due to Guilherme’s leadership. The company was founded by Paulus and a partner that was a politician at the time. The partner ended up leaving the venture after four years of being involved. The CVC is estimated to be priced at approximately 420 million.
Guilherme didn’t stop there. Even though his company has been having tremendous success, it didn’t completely scratch his entrepreneurial itch. Paulus went at it again and founded what’s known as GJP Hotels and Resorts. Gilherme’s new venture has control of more than 15 hotels and resorts in Brazil. The company is looking to build and maintain more hotels near Brazilian airports.
Paulus credits the success of the CVC and GJP to the consolidation and expansion of the two brands. He got his first taste of tourism because of an advertisement in the newspaper. This is where he got his first glimpse at the opportunities that awaited him in the traveling business. He realized that he could bring joy to people that were traveling after experiencing a boring trip with a group of French people. He set out to create activities that would be able to cheer up the customers. The trip ended up being a success and he felt more motivated to continue playing the same game. Guilherme Paulus is a dreamer and is encouraging to other dreamers.
Kevin Seawright is the executive vice president and chief financial officer of Baltimore, Maryland. A graduate of Almeda University with a master’s degree in accounting, Seawright also earned his executive leadership certification from the Mendoza School of Business at Notre Dame. Over the past 13 years he’s been able to use his financial and administrative expertise to help improve several communities on the East Coast. He has gained a reputation for his business acumen, strategic vision, team inclusion, ability to attain business goal and identify new opportunities. Find out more about Kevin at Market Insider.
Using his experience in governmental operations and the financial private sector, Seawright is able to provide outcome efficiency. During his career, he has reformulated business strategies and built accounting and finance divisions that align with technological initiatives to consistently deliver outstanding results. His revenue planning corporate processes have been very effective in his work with mid-Atlantic region based general contractors as well as sub-contractors. This has led to high-quality work that is up-to-spec, on time and meets all economic goals.
The many accomplishments of Kevin Seawright include accurately forecasting increases in annual returns of 25%, revenue enhancements, solidifying human capital divisions, improving staff retention, recruitment efforts, compensation adjustments, collective bargaining, negotiations and change management. This has led to improved standardization, enhanced company performance and better service delivery to customers. This has earned him the respect of and praise from his both his superiors and his subordinates and helped him develop a reputation as a successful leader.
Currently the CFO and executive vice president of the Newark Economic Development, Kevin Seawright has held the position since 2014. Before that he served as executive director of operations for the state of Maryland. Seawright has also been operations and human capital vice president for Tito General Contractors. Throughout his career, Kevin Seawright’s track record of consistently meeting goals in performance management, capital management, operations management and educational operations led to him being responsible for handling over $400 million in federal, state and city capital as well as private and bond funds. He also managed in excess of $600 million for capital construction related to educational facilities projects.
Milan Kordestani was brought up in California where he was able to spend his childhood. He studied his high school there and was very progressive in his career. He worked for the success of that in his industry and had passionately defended his course towards progress, He later relocated to London in the year 2009, and most of this was brought about by his parent’s separation. He later joined Eaton School in London where and later went on to join Sacred Heart Preparatory. He has been passionate about his career advancement, and that has been through putting all his efforts towards great education prosperity.
Milan has a passion for horse riding and has become very successful in his career. He started while at age 10 and has been very curious towards becoming one of the best horse riders in the world. He has been able to show to the world and trainers his sheer will, resilience and also determination in his career. There was one time he was thrown out of the horse but later came back and rode it again. That was a proof of great passion and also dedication in his career. He has even been able to work with world’s class horses and even have managed to give himself a name in the industry. He is very passionate about making it in life and has always dreamed and aimed towards becoming the world’s fastest horse rider known to have existed.
Milan started his career of horse riding in the same town he had learned his high school and was a very passionate student. He spent his school days trying to improve in his studies. He was known to be a rapid learner. He was able to participate in various tournaments while still a trainer and was able to whoop great awards. He was able to participate at a Triple Crown leg and managed to take a top position and later became position three at the 3rd leg of the same competition. He also participated in the world’s championships, and he was able to lead in 2016. In 2015, he managed to secure position four which was a great start for him.
Bradesco Bank is one of Brazil’s largest banks and the leading provider of insurance in the nation. The bank inspires confidence with customers but what is noteworthy is the confidence and loyalty that it inspires with its employees with many employees known to spend their entire careers with the bank. Visit the website weforum.org to learn more about Trabuco Bradesco.
The current chairman of the board, Luiz Carlos Trabuco Bradesco is one such story. Born into a family of farmers, Luiz Carlos Trabuco Bradesco didn’t want anything to do with the family’s trade. He worked hard in his studies and went on to take his Degree in Philosophy, Sciences and Letters from the University of Sao Paulo. During a time when a college education was considered something only children from wealthy families could go after, Trabuco Bradesco worked multiple jobs to ensure his education didn’t have to take a back seat.
His career started young as he joined the bank at the age of 18 after he finished his education. He would spend the next 15 odd years working in many capacities within Bradesco before coming into his first notable position of Marketing Director. In charge of the bank’s marketing, Trabuco would bring about a renaissance of the Bank’s relationship with the media, helping steer Bradesco into the new era.
His work with the bank was soon noticed and he would become the Managing Director of the Bank in 1998 before taking up the position of the Executive Vice President only a year later.
His ascension through the ranks wasn’t finished yet, Luiz Carlos Trabuco Bradesco, in 2003, would become the President of Bradesco Seguros, a group of 8 companies under the management of the Bank. His work there would result in Bradesco Seguros more than doubling in size and becoming the single leader in the company by capturing 35% of the market.
His work within the bank would see recognition of the highest order in 2009 when he became only the 4th President of Bradesco after founder Amador Aguiar’s death. His work as the president would oversee the merger between HSBC Brazil and Bradesco, earning him the honour of being the Entrepreneur of The Year in Finance category by Isto E Dinheiro magazine.
In 2017, Trabuco would be appointed the chairman of the board, replacing retiring Lazaro de Mello Brandao and would soon find his replacement Octavio de Lazari Jr who took over his job as the Chairman of the Bank while Trabuco retained his role of Head of the Council Presidency. Visit Wikipedia.org to know more about Trabuco Bradesco.
Stream Energy, a Dallas, Texas-based energy company, established the “Stream Cares Foundation” in an effort to formalize its philanthropy efforts. Philanthropy has always been part of the company culture, but to establish an entity dedicated to charitable causes is something new in the business world. The entity moved into action following Hurricane Harvey when Stream Cares began funding recovery efforts.
Through itsphilanthropic methods, the company is giving back to the community. This helps the company build loyalty with customers as well as garner a certain level of respect. Stream Energy has built relationships with several charitable causes through the years including the American Red Cross and Habitat for Humanity. A cause embraced by Stream Energy is homelessness. Working with Hope Supply Co, the two entities sponsored an event called Splash for Hope. It is an event for homeless children and the costs for entrance to the event and meals served were covered by the company and Hope. The event brings homeless children to a local water park for a day of fun.
Stream Energy also works with Hope in a collaborative effort to provide school supplies, clothes, and diapers to disenfranchised children of Texas. Providing the necessary help to the children is both rewarding and uplifting for both companies. It is heartwarming to reach out a helping hand and know the beneficiary of such help is able to take a positive step forward toward a better and more positive life.
The company not only donates financial help to those in need, but they also take the time to meet and work with the organizations and individuals they help. Stream Energy also works with Operation Once in a Lifetime and offered not only financial support, but moral support, as well. The organization offers support to veterans and their families in the Dallas area. The company provided transportation to veterans and their loved ones to attend a special luncheon at a Texas restaurant. After the luncheon, Stream Energy was the co-host of the American Girl Doll Experience. This allowed daughters of members of the military to choose an American Girl Doll and have lunch at the American Girl Café.
When David Zalik founded GreenSky Credit in 2006, he was nearly 100 percent sure that he had a winner on his hands. But the then-32-year-old entrepreneurwas facing a market that was uncertain and a model that had never before been tested. Still, the young businessman was willing to stake essentially everything he had on the future success of his company. David Zalik had as much skin in the game as can possibly be put there.
To come up with the money, he mortgaged more than $10 millionof commercial real estate, representing his entire effective net worth. Zalik could have taken on partners, but so strong was his belief in the future success of GreenSky Credit that he wanted to retain as much equity in the firm as he possibly could. This would prove to be a wise decision.
Zalik first got the idea for GreenSky Credit while working on another one of his companies, Outweb. The e-consultancy firm had a large number of clients in the home-remodeling sector. And Zalik was able to see, first-hand, the problems that this industry faced. One of the issues that Zalik saw was the constant losing of sales at the retail level to customers who had simply underestimated how much a home remodeling project would ultimately cost. It was not uncommon for customers with little or no contracting experience to underestimate the true cost of projects by up to 50 percent. When they finally were informed of the actual price, the sticker shock was frequently enough to ensure that the deal would fall through.
GreenSky Credit addresses this problem by pairing merchants with 14 of the nation’s largest creditors. Because the majority of customers for high-end home remodeling have excellent credit scores, GreenSky Credit can offer extremely attractive terms on the loans while also guaranteeing lenders a very low probability of defaults. This model has proven to be an excellent way to facilitate deals that would have otherwise fallen through.
Today, GreenSky Credit originates more than $5 billion in loans every year. Zalik seeks to grow to doing $20 billion in annual loans by 2020.
David Giertz, President of Nationwide Financial’s sales and distribution is an expert in the field of Finances. He has achieved extensive profit growth since becoming President at Nationwide. David has shown his skills financially, by leading his division in growing Nationwide Financial’s sales in annual revenue by more than 6.2 billion dollars David Giertz has more than 3 decades of innovative experience in the field of finances and has proven himself to be an immediate asset to Nationwide Financial.
David Giertz is well educated, first receiving his BS Millikin University, before graduating with an MBA from the University of Miami. He is an educational leader, and a Certified Business Coach with the World Association of Business Coaches. He has received the distinguished world class Gallup associate engagement score for motivating a 83:1 engaged to disengaged employee ratio. He is proud to have furthered leadership education through certifying more than 100 business leaders as Certified Business Coaches.
David Giertz recently was interviewed by Veronica Dagher of WSJ, of Wealth Adviser, to share about how important it is for advisers to talk about social security.
It has been reported that not enough advisers are having open conversations about social security. David Giertz shared that he was involved with the Nationwide financial Retirement Institute in conducting a survey which reported that most people say that their advisers are not talking to them about social security benefits. This is very important to look at from an advisers stand point.Especially when you are looking at it from a retention perspective. 4 out of 5 people in the Nationwide financial Retirement Institute survey reported that they would change advisers if their adviser was not openly talking to them about social security.
Why are advisers avoiding the topic of social security?
Expert David Giertz believes that the topic is just very complex. Take into consideration that the official social security handbook has 2,700 rules. That is a lot to comprehend. Part of the issue is just understanding and having confidence around all those rules involved.
Why do advisers really need to take an interest in social security advice?
For client retention. Clients really will move on if you, as an adviser do not take an interest in this. When you think about a retirement plan process, social security could make up to 40% of a persons retirement. That is a big part. It has also been discovered through the financial Retirement Institute survey is that those who turn on their social security too early could lose over $300,000 over 25 years. That is $12,000 dollars a year, or up to $1,000 dollars a month. That is a substantial loss. In that context you can see that is important to optimize your social security income. That gives a lot to advisers to think about…
Adam Milstein a very successful entrepreneur and a columnist at JNS press recently shared his views on radical Muslims and radical leftists. As Milstein says, these two groups originally could not stand each other much less work together as a unit. The radical Muslims used extreme forms PD punishment that the radical leftists were against. They often stoned their women to death and oppressed them, and they also killed men who were gay and didn’t care about the minority groups of people among them. This slow union among the two groups brought together North America and Europe as they were considered the common enemy amongst the two radical groups. Visit Hager Pacific website to know more about Adam Milstein.
Adam Milstein stated that this common hatred for the western countries came about as a result of their influence which was not in agreement with their normal way of life. The values brought by the west included freedom of speech, and they were also expected to be tolerant by embracing the pluralistic nationalism way of life.
The major problem is that the extreme leftists view Muslims in one way: that they are a people who are oppressed by their colonialist who is Israel. They don’t discriminate among the radical Muslims or the mainstream Muslims. Both groups have the notion that Israel and its Jews nationals are the beginning of all the problems being experienced in the Middle East and the world at large. Get details on Adam Milstein at milsteinff.org.
Linda Sarsour is a celebrated feminist in the alliance. She celebrates the sharia law which Adam Milstein wonder why she is a celebrated feminist in the first place. Linda congratulated Sirad Wajjah who participated in the world trade center bombing as her starting statement for her speech against Donald Trump. As Adam stated in the article, the radical Muslims are very determined to ruin and make Israel fall as a nation. They are using every avenue possible to reach their ultimate goal.
Adam Milstein is currently a managing partner with Hager pacific properties where he is taking care of the firm’s finance and their property management. He graduated from Technion an Israeli technological institute with a bachelor of science in business and economics, and he has a master’s in business administration from the University of Southern California.