Stream Energy, a Dallas, Texas-based energy company, established the “Stream Cares Foundation” in an effort to formalize its philanthropy efforts. Philanthropy has always been part of the company culture, but to establish an entity dedicated to charitable causes is something new in the business world. The entity moved into action following Hurricane Harvey when Stream Cares began funding recovery efforts.
Through its philanthropic methods, the company is giving back to the community. This helps the company build loyalty with customers as well as garner a certain level of respect. Stream Energy has built relationships with several charitable causes through the years including the American Red Cross and Habitat for Humanity. A cause embraced by Stream Energy is homelessness. Working with Hope Supply Co, the two entities sponsored an event called Splash for Hope. It is an event for homeless children and the costs for entrance to the event and meals served were covered by the company and Hope. The event brings homeless children to a local water park for a day of fun.
Stream Energy also works with Hope in a collaborative effort to provide school supplies, clothes, and diapers to disenfranchised children of Texas. Providing the necessary help to the children is both rewarding and uplifting for both companies. It is heartwarming to reach out a helping hand and know the beneficiary of such help is able to take a positive step forward toward a better and more positive life.
The company not only donates financial help to those in need, but they also take the time to meet and work with the organizations and individuals they help. Stream Energy also works with Operation Once in a Lifetime and offered not only financial support, but moral support, as well. The organization offers support to veterans and their families in the Dallas area. The company provided transportation to veterans and their loved ones to attend a special luncheon at a Texas restaurant. After the luncheon, Stream Energy was the co-host of the American Girl Doll Experience. This allowed daughters of members of the military to choose an American Girl Doll and have lunch at the American Girl Café.
When David Zalik founded GreenSky Credit in 2006, he was nearly 100 percent sure that he had a winner on his hands. But the then-32-year-old entrepreneur was facing a market that was uncertain and a model that had never before been tested. Still, the young businessman was willing to stake essentially everything he had on the future success of his company. David Zalik had as much skin in the game as can possibly be put there.
To come up with the money, he mortgaged more than $10 million of commercial real estate, representing his entire effective net worth. Zalik could have taken on partners, but so strong was his belief in the future success of GreenSky Credit that he wanted to retain as much equity in the firm as he possibly could. This would prove to be a wise decision.
Zalik first got the idea for GreenSky Credit while working on another one of his companies, Outweb. The e-consultancy firm had a large number of clients in the home-remodeling sector. And Zalik was able to see, first-hand, the problems that this industry faced. One of the issues that Zalik saw was the constant losing of sales at the retail level to customers who had simply underestimated how much a home remodeling project would ultimately cost. It was not uncommon for customers with little or no contracting experience to underestimate the true cost of projects by up to 50 percent. When they finally were informed of the actual price, the sticker shock was frequently enough to ensure that the deal would fall through.
GreenSky Credit addresses this problem by pairing merchants with 14 of the nation’s largest creditors. Because the majority of customers for high-end home remodeling have excellent credit scores, GreenSky Credit can offer extremely attractive terms on the loans while also guaranteeing lenders a very low probability of defaults. This model has proven to be an excellent way to facilitate deals that would have otherwise fallen through.
Today, GreenSky Credit originates more than $5 billion in loans every year. Zalik seeks to grow to doing $20 billion in annual loans by 2020.
David Giertz, President of Nationwide Financial’s sales and distribution is an expert in the field of Finances. He has achieved extensive profit growth since becoming President at Nationwide. David has shown his skills financially, by leading his division in growing Nationwide Financial’s sales in annual revenue by more than 6.2 billion dollars David Giertz has more than 3 decades of innovative experience in the field of finances and has proven himself to be an immediate asset to Nationwide Financial.
David Giertz is well educated, first receiving his BS Millikin University, before graduating with an MBA from the University of Miami. He is an educational leader, and a Certified Business Coach with the World Association of Business Coaches. He has received the distinguished world class Gallup associate engagement score for motivating a 83:1 engaged to disengaged employee ratio. He is proud to have furthered leadership education through certifying more than 100 business leaders as Certified Business Coaches.
David Giertz recently was interviewed by Veronica Dagher of WSJ, of Wealth Adviser, to share about how important it is for advisers to talk about social security.
It has been reported that not enough advisers are having open conversations about social security. David Giertz shared that he was involved with the Nationwide financial Retirement Institute in conducting a survey which reported that most people say that their advisers are not talking to them about social security benefits. This is very important to look at from an advisers stand point.Especially when you are looking at it from a retention perspective. 4 out of 5 people in the Nationwide financial Retirement Institute survey reported that they would change advisers if their adviser was not openly talking to them about social security.
Why are advisers avoiding the topic of social security?
Expert David Giertz believes that the topic is just very complex. Take into consideration that the official social security handbook has 2,700 rules. That is a lot to comprehend. Part of the issue is just understanding and having confidence around all those rules involved.
Why do advisers really need to take an interest in social security advice?
For client retention. Clients really will move on if you, as an adviser do not take an interest in this. When you think about a retirement plan process, social security could make up to 40% of a persons retirement. That is a big part. It has also been discovered through the financial Retirement Institute survey is that those who turn on their social security too early could lose over $300,000 over 25 years. That is $12,000 dollars a year, or up to $1,000 dollars a month. That is a substantial loss. In that context you can see that is important to optimize your social security income. That gives a lot to advisers to think about…
Adam Milstein a very successful entrepreneur and a columnist at JNS press recently shared his views on radical Muslims and radical leftists. As Milstein says, these two groups originally could not stand each other much less work together as a unit. The radical Muslims used extreme forms PD punishment that the radical leftists were against. They often stoned their women to death and oppressed them, and they also killed men who were gay and didn’t care about the minority groups of people among them. This slow union among the two groups brought together North America and Europe as they were considered the common enemy amongst the two radical groups. Visit Hager Pacific website to know more about Adam Milstein.
Adam Milstein stated that this common hatred for the western countries came about as a result of their influence which was not in agreement with their normal way of life. The values brought by the west included freedom of speech, and they were also expected to be tolerant by embracing the pluralistic nationalism way of life.
The major problem is that the extreme leftists view Muslims in one way: that they are a people who are oppressed by their colonialist who is Israel. They don’t discriminate among the radical Muslims or the mainstream Muslims. Both groups have the notion that Israel and its Jews nationals are the beginning of all the problems being experienced in the Middle East and the world at large. Get details on Adam Milstein at milsteinff.org.
Linda Sarsour is a celebrated feminist in the alliance. She celebrates the sharia law which Adam Milstein wonder why she is a celebrated feminist in the first place. Linda congratulated Sirad Wajjah who participated in the world trade center bombing as her starting statement for her speech against Donald Trump. As Adam stated in the article, the radical Muslims are very determined to ruin and make Israel fall as a nation. They are using every avenue possible to reach their ultimate goal.
Adam Milstein is currently a managing partner with Hager pacific properties where he is taking care of the firm’s finance and their property management. He graduated from Technion an Israeli technological institute with a bachelor of science in business and economics, and he has a master’s in business administration from the University of Southern California.